Not particularly known for a Coach credit card, Coach is a company that was founded by Lillian and Miles Cahn. Coach IP Holdings LLC is an American luxury design house specializing in handbags, luggage, accessories, and ready-to-wear. Stuart Vevers has been the executive creative director since 2014. It is the main subsidiary of Tapestry, Inc. Coach does not permit its retail stores and online products to be deeply discounted. This leaves bargain hunters with the option of driving to the nearest factory outlet. When you purchase a bag from an outlet, you’ll typically pay 30 to 60 percent less than you would at a standard retailer.

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Coach Credit Card

Unfortunately, Coach Stores does not offer a credit card, per se. However, the Coach brand has something similar to a Coach credit card, it is a credit program called Klarna. With Klarna, you are able to make installment payments using a “virtual credit card” that can only be used like a credit card at Coach stores.

How the Klarna “Coach Credit Card” Works

Here are the instructions and details on how to acquire the Coach Credit Card substitute. If your basket is eligible for 4 interest-free payments with Klarna, you will be able to select Klarna as a payment method during checkout. After your order is shipped, you will be charged for the first quarter of the total amount. Klarna will send a notification once the payment has been processed. You will be informed ahead of time before the next payments.

What are the Requirements for Obtaining a Coach Credit Card Substitute?

To sign up for the Klarna virtual credit card, you will need the following information:
1. A US-issued debit or credit card. Klarna currently accepts most debit and credit cards (i.e., Mastercard, Visa, Discover). Please note, prepaid cards are not accepted.
2. To be 18 years of age or over
3. An SMS-capable phone number
4. A US residential address

Unlike what you would expect from a traditional Coach Credit card or a traditional store credit card, Klarna does not report payment activity to the credit bureaus.

Does Coach Offer a Gift or Prepaid Credit Card

The answer is yes! Not only does Coach offer a physical gift card that can be used in stores, Coach outlet stores, or the online catalog at